Call report 2007Q4
VALLEY BUSINESS BANK — 2007Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 279,007,000 | USD | evidence → |
| Total loans | 201,271,000 | USD | evidence → |
| Allowance for loan losses | 1,757,000 | USD | evidence → |
| Securities available for sale | 56,615,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,765,000 | USD | evidence → |
| Interest-bearing deposits | 193,741,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,024,000 | USD | evidence → |
| Equity capital | 31,485,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 18,544,000 | USD | evidence → |
| Interest expense | 6,861,000 | USD | evidence → |
| Net interest income | 11,683,000 | USD | evidence → |
| Noninterest income | 1,058,000 | USD | evidence → |
| Noninterest expense | 8,151,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,589,000 | USD | evidence → |
| Income tax | 1,461,000 | USD | evidence → |
| Net income | 3,128,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,538,000 | USD | evidence → |
| Total capital | 33,335,000 | USD | evidence → |
| Risk-weighted assets | 230,872,000 | USD | evidence → |