Call report 2005Q3
VALLEY BUSINESS BANK — 2005Q3
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2005Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 219,772,000 | USD | evidence → |
| Total loans | 146,718,000 | USD | evidence → |
| Allowance for loan losses | 1,768,000 | USD | evidence → |
| Securities available for sale | 51,646,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,635,000 | USD | evidence → |
| Interest-bearing deposits | 104,513,000 | USD | evidence → |
| Noninterest-bearing deposits | 70,122,000 | USD | evidence → |
| Equity capital | 23,960,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,871,000 | USD | evidence → |
| Interest expense | 1,706,000 | USD | evidence → |
| Net interest income | 7,165,000 | USD | evidence → |
| Noninterest income | 678,000 | USD | evidence → |
| Noninterest expense | 4,748,000 | USD | evidence → |
| Provision for loan losses | 368,000 | USD | evidence → |
| Pretax income | 2,727,000 | USD | evidence → |
| Income tax | 1,057,000 | USD | evidence → |
| Net income | 1,670,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,126,000 | USD | evidence → |
| Total capital | 25,934,000 | USD | evidence → |
| Risk-weighted assets | 160,831,000 | USD | evidence → |