Call report 2005Q4
VALLEY BUSINESS BANK — 2005Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 227,661,000 | USD | evidence → |
| Total loans | 151,757,000 | USD | evidence → |
| Allowance for loan losses | 1,766,000 | USD | evidence → |
| Securities available for sale | 50,391,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 192,833,000 | USD | evidence → |
| Interest-bearing deposits | 117,162,000 | USD | evidence → |
| Noninterest-bearing deposits | 75,671,000 | USD | evidence → |
| Equity capital | 24,514,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 12,538,000 | USD | evidence → |
| Interest expense | 2,474,000 | USD | evidence → |
| Net interest income | 10,064,000 | USD | evidence → |
| Noninterest income | 888,000 | USD | evidence → |
| Noninterest expense | 6,510,000 | USD | evidence → |
| Provision for loan losses | 368,000 | USD | evidence → |
| Pretax income | 4,025,000 | USD | evidence → |
| Income tax | 1,571,000 | USD | evidence → |
| Net income | 2,454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,926,000 | USD | evidence → |
| Total capital | 26,732,000 | USD | evidence → |
| Risk-weighted assets | 170,688,000 | USD | evidence → |