Call report 2005Q2
VALLEY BUSINESS BANK — 2005Q2
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,266,000 | USD | evidence → |
| Total loans | 133,606,000 | USD | evidence → |
| Allowance for loan losses | 1,612,000 | USD | evidence → |
| Securities available for sale | 50,813,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 166,611,000 | USD | evidence → |
| Interest-bearing deposits | 102,646,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,965,000 | USD | evidence → |
| Equity capital | 23,454,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,519,000 | USD | evidence → |
| Interest expense | 1,054,000 | USD | evidence → |
| Net interest income | 4,465,000 | USD | evidence → |
| Noninterest income | 446,000 | USD | evidence → |
| Noninterest expense | 3,068,000 | USD | evidence → |
| Provision for loan losses | 212,000 | USD | evidence → |
| Pretax income | 1,631,000 | USD | evidence → |
| Income tax | 630,000 | USD | evidence → |
| Net income | 1,001,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,442,000 | USD | evidence → |
| Total capital | 25,094,000 | USD | evidence → |
| Risk-weighted assets | 146,151,000 | USD | evidence → |