Call report 2005Q1
VALLEY BUSINESS BANK — 2005Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 192,480,000 | USD | evidence → |
| Total loans | 120,282,000 | USD | evidence → |
| Allowance for loan losses | 1,432,000 | USD | evidence → |
| Securities available for sale | 46,794,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 159,775,000 | USD | evidence → |
| Interest-bearing deposits | 104,841,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,934,000 | USD | evidence → |
| Equity capital | 22,564,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,585,000 | USD | evidence → |
| Interest expense | 501,000 | USD | evidence → |
| Net interest income | 2,084,000 | USD | evidence → |
| Noninterest income | 221,000 | USD | evidence → |
| Noninterest expense | 1,551,000 | USD | evidence → |
| Provision for loan losses | 31,000 | USD | evidence → |
| Pretax income | 723,000 | USD | evidence → |
| Income tax | 282,000 | USD | evidence → |
| Net income | 441,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,866,000 | USD | evidence → |
| Total capital | 24,338,000 | USD | evidence → |
| Risk-weighted assets | 133,730,000 | USD | evidence → |