Call report 2004Q4
VALLEY BUSINESS BANK — 2004Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,958,000 | USD | evidence → |
| Total loans | 116,235,000 | USD | evidence → |
| Allowance for loan losses | 1,401,000 | USD | evidence → |
| Securities available for sale | 38,099,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,643,000 | USD | evidence → |
| Interest-bearing deposits | 98,030,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,613,000 | USD | evidence → |
| Equity capital | 15,027,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,756,000 | USD | evidence → |
| Interest expense | 1,472,000 | USD | evidence → |
| Net interest income | 7,284,000 | USD | evidence → |
| Noninterest income | 1,310,000 | USD | evidence → |
| Noninterest expense | 5,501,000 | USD | evidence → |
| Provision for loan losses | 138,000 | USD | evidence → |
| Pretax income | 2,962,000 | USD | evidence → |
| Income tax | 1,166,000 | USD | evidence → |
| Net income | 1,796,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,910,000 | USD | evidence → |
| Total capital | 16,351,000 | USD | evidence → |
| Risk-weighted assets | 130,422,000 | USD | evidence → |