Call report 2004Q3
VALLEY BUSINESS BANK — 2004Q3
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 162,654,000 | USD | evidence → |
| Total loans | 107,795,000 | USD | evidence → |
| Allowance for loan losses | 1,357,000 | USD | evidence → |
| Securities available for sale | 31,610,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 139,495,000 | USD | evidence → |
| Interest-bearing deposits | 90,278,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,217,000 | USD | evidence → |
| Equity capital | 14,721,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,422,000 | USD | evidence → |
| Interest expense | 1,019,000 | USD | evidence → |
| Net interest income | 5,403,000 | USD | evidence → |
| Noninterest income | 1,063,000 | USD | evidence → |
| Noninterest expense | 4,065,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 2,333,000 | USD | evidence → |
| Income tax | 962,000 | USD | evidence → |
| Net income | 1,371,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,469,000 | USD | evidence → |
| Total capital | 15,866,000 | USD | evidence → |
| Risk-weighted assets | 115,387,000 | USD | evidence → |