Call report 2004Q2
VALLEY BUSINESS BANK — 2004Q2
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 152,675,000 | USD | evidence → |
| Total loans | 106,885,000 | USD | evidence → |
| Allowance for loan losses | 1,312,000 | USD | evidence → |
| Securities available for sale | 28,196,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 130,662,000 | USD | evidence → |
| Interest-bearing deposits | 87,620,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,042,000 | USD | evidence → |
| Equity capital | 14,091,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,869,000 | USD | evidence → |
| Interest expense | 654,000 | USD | evidence → |
| Net interest income | 3,215,000 | USD | evidence → |
| Noninterest income | 447,000 | USD | evidence → |
| Noninterest expense | 2,624,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,010,000 | USD | evidence → |
| Income tax | 387,000 | USD | evidence → |
| Net income | 623,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,165,000 | USD | evidence → |
| Total capital | 15,522,000 | USD | evidence → |
| Risk-weighted assets | 113,553,000 | USD | evidence → |