Call report 2004Q1
VALLEY BUSINESS BANK — 2004Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 141,163,000 | USD | evidence → |
| Total loans | 104,967,000 | USD | evidence → |
| Allowance for loan losses | 1,430,000 | USD | evidence → |
| Securities available for sale | 19,535,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,484,000 | USD | evidence → |
| Interest-bearing deposits | 80,074,000 | USD | evidence → |
| Noninterest-bearing deposits | 39,410,000 | USD | evidence → |
| Equity capital | 14,161,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,915,000 | USD | evidence → |
| Interest expense | 315,000 | USD | evidence → |
| Net interest income | 1,600,000 | USD | evidence → |
| Noninterest income | 199,000 | USD | evidence → |
| Noninterest expense | 1,280,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 491,000 | USD | evidence → |
| Income tax | 182,000 | USD | evidence → |
| Net income | 309,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,836,000 | USD | evidence → |
| Total capital | 15,179,000 | USD | evidence → |
| Risk-weighted assets | 107,302,000 | USD | evidence → |