Call report 2003Q4
VALLEY BUSINESS BANK — 2003Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 139,565,000 | USD | evidence → |
| Total loans | 102,570,000 | USD | evidence → |
| Allowance for loan losses | 1,393,000 | USD | evidence → |
| Securities available for sale | 21,888,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 119,886,000 | USD | evidence → |
| Interest-bearing deposits | 79,863,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,023,000 | USD | evidence → |
| Equity capital | 13,750,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,225,000 | USD | evidence → |
| Interest expense | 1,321,000 | USD | evidence → |
| Net interest income | 5,904,000 | USD | evidence → |
| Noninterest income | 828,000 | USD | evidence → |
| Noninterest expense | 4,491,000 | USD | evidence → |
| Provision for loan losses | 315,000 | USD | evidence → |
| Pretax income | 2,057,000 | USD | evidence → |
| Income tax | 770,000 | USD | evidence → |
| Net income | 1,287,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,511,000 | USD | evidence → |
| Total capital | 14,838,000 | USD | evidence → |
| Risk-weighted assets | 106,049,000 | USD | evidence → |