Call report 2003Q3
VALLEY BUSINESS BANK — 2003Q3
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 133,645,000 | USD | evidence → |
| Total loans | 95,193,000 | USD | evidence → |
| Allowance for loan losses | 1,346,000 | USD | evidence → |
| Securities available for sale | 21,157,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 114,238,000 | USD | evidence → |
| Interest-bearing deposits | 78,657,000 | USD | evidence → |
| Noninterest-bearing deposits | 35,581,000 | USD | evidence → |
| Equity capital | 13,352,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,286,000 | USD | evidence → |
| Interest expense | 1,002,000 | USD | evidence → |
| Net interest income | 4,284,000 | USD | evidence → |
| Noninterest income | 684,000 | USD | evidence → |
| Noninterest expense | 3,346,000 | USD | evidence → |
| Provision for loan losses | 245,000 | USD | evidence → |
| Pretax income | 1,508,000 | USD | evidence → |
| Income tax | 587,000 | USD | evidence → |
| Net income | 921,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,129,000 | USD | evidence → |
| Total capital | 14,374,000 | USD | evidence → |
| Risk-weighted assets | 99,498,000 | USD | evidence → |