Call report 2003Q2
VALLEY BUSINESS BANK — 2003Q2
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 129,500,000 | USD | evidence → |
| Total loans | 92,792,000 | USD | evidence → |
| Allowance for loan losses | 1,242,000 | USD | evidence → |
| Securities available for sale | 17,113,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,549,000 | USD | evidence → |
| Interest-bearing deposits | 79,450,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,099,000 | USD | evidence → |
| Equity capital | 13,243,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,460,000 | USD | evidence → |
| Interest expense | 674,000 | USD | evidence → |
| Net interest income | 2,786,000 | USD | evidence → |
| Noninterest income | 436,000 | USD | evidence → |
| Noninterest expense | 2,190,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 989,000 | USD | evidence → |
| Income tax | 378,000 | USD | evidence → |
| Net income | 611,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,804,000 | USD | evidence → |
| Total capital | 14,018,000 | USD | evidence → |
| Risk-weighted assets | 97,060,000 | USD | evidence → |