Call report 2003Q1
VALLEY BUSINESS BANK — 2003Q1
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 119,823,000 | USD | evidence → |
| Total loans | 80,180,000 | USD | evidence → |
| Allowance for loan losses | 1,136,000 | USD | evidence → |
| Securities available for sale | 22,437,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 105,537,000 | USD | evidence → |
| Interest-bearing deposits | 74,527,000 | USD | evidence → |
| Noninterest-bearing deposits | 31,010,000 | USD | evidence → |
| Equity capital | 10,354,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,682,000 | USD | evidence → |
| Interest expense | 333,000 | USD | evidence → |
| Net interest income | 1,349,000 | USD | evidence → |
| Noninterest income | 195,000 | USD | evidence → |
| Noninterest expense | 1,074,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 479,000 | USD | evidence → |
| Income tax | 174,000 | USD | evidence → |
| Net income | 305,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,881,000 | USD | evidence → |
| Total capital | 10,949,000 | USD | evidence → |
| Risk-weighted assets | 85,360,000 | USD | evidence → |