Call report 2002Q4
VALLEY BUSINESS BANK — 2002Q4
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 121,011,000 | USD | evidence → |
| Total loans | 78,091,000 | USD | evidence → |
| Allowance for loan losses | 1,073,000 | USD | evidence → |
| Securities available for sale | 25,976,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 107,783,000 | USD | evidence → |
| Interest-bearing deposits | 75,766,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,017,000 | USD | evidence → |
| Equity capital | 10,050,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,609,000 | USD | evidence → |
| Interest expense | 1,454,000 | USD | evidence → |
| Net interest income | 5,155,000 | USD | evidence → |
| Noninterest income | 789,000 | USD | evidence → |
| Noninterest expense | 4,066,000 | USD | evidence → |
| Provision for loan losses | 405,000 | USD | evidence → |
| Pretax income | 1,645,000 | USD | evidence → |
| Income tax | 601,000 | USD | evidence → |
| Net income | 1,044,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,560,000 | USD | evidence → |
| Total capital | 10,609,000 | USD | evidence → |
| Risk-weighted assets | 83,878,000 | USD | evidence → |