Call report 2002Q3
VALLEY BUSINESS BANK — 2002Q3
The 22 measures VALLEY BUSINESS BANK reported to the FFIEC for 2002Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 108,676,000 | USD | evidence → |
| Total loans | 82,241,000 | USD | evidence → |
| Allowance for loan losses | 1,090,000 | USD | evidence → |
| Securities available for sale | 9,927,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 95,787,000 | USD | evidence → |
| Interest-bearing deposits | 69,786,000 | USD | evidence → |
| Noninterest-bearing deposits | 26,001,000 | USD | evidence → |
| Equity capital | 9,770,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,917,000 | USD | evidence → |
| Interest expense | 1,094,000 | USD | evidence → |
| Net interest income | 3,823,000 | USD | evidence → |
| Noninterest income | 554,000 | USD | evidence → |
| Noninterest expense | 3,053,000 | USD | evidence → |
| Provision for loan losses | 224,000 | USD | evidence → |
| Pretax income | 1,103,000 | USD | evidence → |
| Income tax | 423,000 | USD | evidence → |
| Net income | 680,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,179,000 | USD | evidence → |
| Total capital | 10,230,000 | USD | evidence → |
| Risk-weighted assets | 83,957,000 | USD | evidence → |