Call report 2005Q1
MERCANTILE COUNTY BANK — 2005Q1
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 846,742,000 | USD | evidence → |
| Total loans | 697,424,000 | USD | evidence → |
| Allowance for loan losses | 9,257,000 | USD | evidence → |
| Securities available for sale | 110,606,000 | USD | evidence → |
| Securities held to maturity | 1,749,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 684,738,000 | USD | evidence → |
| Interest-bearing deposits | 456,846,000 | USD | evidence → |
| Noninterest-bearing deposits | 227,892,000 | USD | evidence → |
| Equity capital | 77,165,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,955,000 | USD | evidence → |
| Interest expense | 2,169,000 | USD | evidence → |
| Net interest income | 9,786,000 | USD | evidence → |
| Noninterest income | 1,443,000 | USD | evidence → |
| Noninterest expense | 4,547,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 6,682,000 | USD | evidence → |
| Income tax | 2,558,000 | USD | evidence → |
| Net income | 4,124,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,430,000 | USD | evidence → |
| Total capital | 111,077,000 | USD | evidence → |
| Risk-weighted assets | 658,552,000 | USD | evidence → |