Call report 2005Q2
MERCANTILE COUNTY BANK — 2005Q2
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2005Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 893,170,000 | USD | evidence → |
| Total loans | 741,579,000 | USD | evidence → |
| Allowance for loan losses | 9,249,000 | USD | evidence → |
| Securities available for sale | 106,281,000 | USD | evidence → |
| Securities held to maturity | 1,669,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 718,615,000 | USD | evidence → |
| Interest-bearing deposits | 474,594,000 | USD | evidence → |
| Noninterest-bearing deposits | 244,021,000 | USD | evidence → |
| Equity capital | 78,822,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 24,642,000 | USD | evidence → |
| Interest expense | 4,672,000 | USD | evidence → |
| Net interest income | 19,970,000 | USD | evidence → |
| Noninterest income | 2,980,000 | USD | evidence → |
| Noninterest expense | 9,330,000 | USD | evidence → |
| Provision for loan losses | 250,000 | USD | evidence → |
| Pretax income | 13,370,000 | USD | evidence → |
| Income tax | 5,119,000 | USD | evidence → |
| Net income | 8,251,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 74,652,000 | USD | evidence → |
| Total capital | 112,789,000 | USD | evidence → |
| Risk-weighted assets | 697,568,000 | USD | evidence → |