Call report 2004Q4
MERCANTILE COUNTY BANK — 2004Q4
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 834,747,000 | USD | evidence → |
| Total loans | 687,547,000 | USD | evidence → |
| Allowance for loan losses | 9,357,000 | USD | evidence → |
| Securities available for sale | 110,540,000 | USD | evidence → |
| Securities held to maturity | 1,759,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 672,122,000 | USD | evidence → |
| Interest-bearing deposits | 453,853,000 | USD | evidence → |
| Noninterest-bearing deposits | 218,269,000 | USD | evidence → |
| Equity capital | 76,580,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,374,000 | USD | evidence → |
| Interest expense | 7,417,000 | USD | evidence → |
| Net interest income | 36,957,000 | USD | evidence → |
| Noninterest income | 5,867,000 | USD | evidence → |
| Noninterest expense | 19,577,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 23,247,000 | USD | evidence → |
| Income tax | 8,786,000 | USD | evidence → |
| Net income | 14,461,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 72,105,000 | USD | evidence → |
| Total capital | 109,669,000 | USD | evidence → |
| Risk-weighted assets | 651,245,000 | USD | evidence → |