Call report 2004Q3
MERCANTILE COUNTY BANK — 2004Q3
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2004Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 823,851,000 | USD | evidence → |
| Total loans | 665,050,000 | USD | evidence → |
| Allowance for loan losses | 9,438,000 | USD | evidence → |
| Securities available for sale | 113,046,000 | USD | evidence → |
| Securities held to maturity | 1,794,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 652,412,000 | USD | evidence → |
| Interest-bearing deposits | 440,171,000 | USD | evidence → |
| Noninterest-bearing deposits | 212,241,000 | USD | evidence → |
| Equity capital | 75,748,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 32,737,000 | USD | evidence → |
| Interest expense | 5,443,000 | USD | evidence → |
| Net interest income | 27,294,000 | USD | evidence → |
| Noninterest income | 4,328,000 | USD | evidence → |
| Noninterest expense | 14,568,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 17,054,000 | USD | evidence → |
| Income tax | 6,396,000 | USD | evidence → |
| Net income | 10,658,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 71,022,000 | USD | evidence → |
| Total capital | 108,353,000 | USD | evidence → |
| Risk-weighted assets | 632,294,000 | USD | evidence → |