Call report 2004Q2
MERCANTILE COUNTY BANK — 2004Q2
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2004Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 414,487,000 | USD | evidence → |
| Total loans | 332,548,000 | USD | evidence → |
| Allowance for loan losses | 5,349,000 | USD | evidence → |
| Securities available for sale | 61,130,000 | USD | evidence → |
| Securities held to maturity | 1,329,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 340,987,000 | USD | evidence → |
| Interest-bearing deposits | 228,128,000 | USD | evidence → |
| Noninterest-bearing deposits | 112,859,000 | USD | evidence → |
| Equity capital | 40,912,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,200,000 | USD | evidence → |
| Interest expense | 1,978,000 | USD | evidence → |
| Net interest income | 9,222,000 | USD | evidence → |
| Noninterest income | 1,776,000 | USD | evidence → |
| Noninterest expense | 5,262,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 5,736,000 | USD | evidence → |
| Income tax | 2,104,000 | USD | evidence → |
| Net income | 3,632,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 37,043,000 | USD | evidence → |
| Total capital | 56,793,000 | USD | evidence → |
| Risk-weighted assets | 306,521,000 | USD | evidence → |