Call report 2004Q1
MERCANTILE COUNTY BANK — 2004Q1
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2004Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 406,140,000 | USD | evidence → |
| Total loans | 319,036,000 | USD | evidence → |
| Allowance for loan losses | 5,375,000 | USD | evidence → |
| Securities available for sale | 62,932,000 | USD | evidence → |
| Securities held to maturity | 1,439,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 336,262,000 | USD | evidence → |
| Interest-bearing deposits | 227,880,000 | USD | evidence → |
| Noninterest-bearing deposits | 108,382,000 | USD | evidence → |
| Equity capital | 41,858,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,571,000 | USD | evidence → |
| Interest expense | 1,006,000 | USD | evidence → |
| Net interest income | 4,565,000 | USD | evidence → |
| Noninterest income | 800,000 | USD | evidence → |
| Noninterest expense | 2,616,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,749,000 | USD | evidence → |
| Income tax | 1,002,000 | USD | evidence → |
| Net income | 1,747,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,998,000 | USD | evidence → |
| Total capital | 56,608,000 | USD | evidence → |
| Risk-weighted assets | 295,156,000 | USD | evidence → |