Call report 2003Q4
MERCANTILE COUNTY BANK — 2003Q4
The 22 measures MERCANTILE COUNTY BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 397,340,000 | USD | evidence → |
| Total loans | 303,391,000 | USD | evidence → |
| Allowance for loan losses | 5,399,000 | USD | evidence → |
| Securities available for sale | 69,899,000 | USD | evidence → |
| Securities held to maturity | 1,444,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 329,140,000 | USD | evidence → |
| Interest-bearing deposits | 224,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 104,687,000 | USD | evidence → |
| Equity capital | 41,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,484,000 | USD | evidence → |
| Interest expense | 4,052,000 | USD | evidence → |
| Net interest income | 18,432,000 | USD | evidence → |
| Noninterest income | 3,169,000 | USD | evidence → |
| Noninterest expense | 10,421,000 | USD | evidence → |
| Provision for loan losses | -110,000 | USD | evidence → |
| Pretax income | 11,501,000 | USD | evidence → |
| Income tax | 4,222,000 | USD | evidence → |
| Net income | 7,279,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 36,624,000 | USD | evidence → |
| Total capital | 56,071,000 | USD | evidence → |
| Risk-weighted assets | 281,872,000 | USD | evidence → |