Call report 2009Q3
HIGHLANDS INDEPENDENT BANK — 2009Q3
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 322,935,000 | USD | evidence → |
| Total loans | 208,446,000 | USD | evidence → |
| Allowance for loan losses | 11,186,000 | USD | evidence → |
| Securities available for sale | 65,014,000 | USD | evidence → |
| Securities held to maturity | 11,338,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 275,926,000 | USD | evidence → |
| Interest-bearing deposits | 229,568,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,358,000 | USD | evidence → |
| Equity capital | 30,068,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,064,000 | USD | evidence → |
| Interest expense | 3,885,000 | USD | evidence → |
| Net interest income | 7,179,000 | USD | evidence → |
| Noninterest income | 1,182,000 | USD | evidence → |
| Noninterest expense | 6,641,000 | USD | evidence → |
| Provision for loan losses | 8,449,000 | USD | evidence → |
| Pretax income | -6,549,000 | USD | evidence → |
| Income tax | -2,643,000 | USD | evidence → |
| Net income | -3,876,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,865,000 | USD | evidence → |
| Total capital | 29,620,000 | USD | evidence → |
| Risk-weighted assets | 211,940,000 | USD | evidence → |