Call report 2009Q2
HIGHLANDS INDEPENDENT BANK — 2009Q2
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 329,267,000 | USD | evidence → |
| Total loans | 209,228,000 | USD | evidence → |
| Allowance for loan losses | 10,336,000 | USD | evidence → |
| Securities available for sale | 65,855,000 | USD | evidence → |
| Securities held to maturity | 11,339,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 286,832,000 | USD | evidence → |
| Interest-bearing deposits | 238,126,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,706,000 | USD | evidence → |
| Equity capital | 30,290,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,384,000 | USD | evidence → |
| Interest expense | 2,709,000 | USD | evidence → |
| Net interest income | 4,675,000 | USD | evidence → |
| Noninterest income | 825,000 | USD | evidence → |
| Noninterest expense | 4,466,000 | USD | evidence → |
| Provision for loan losses | 7,107,000 | USD | evidence → |
| Pretax income | -6,073,000 | USD | evidence → |
| Income tax | -2,404,000 | USD | evidence → |
| Net income | -3,669,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,992,000 | USD | evidence → |
| Total capital | 30,774,000 | USD | evidence → |
| Risk-weighted assets | 214,997,000 | USD | evidence → |