Call report 2009Q4
HIGHLANDS INDEPENDENT BANK — 2009Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 321,557,000 | USD | evidence → |
| Total loans | 199,251,000 | USD | evidence → |
| Allowance for loan losses | 6,592,000 | USD | evidence → |
| Securities available for sale | 58,677,000 | USD | evidence → |
| Securities held to maturity | 11,337,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,581,000 | USD | evidence → |
| Interest-bearing deposits | 227,040,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,541,000 | USD | evidence → |
| Equity capital | 27,381,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,459,000 | USD | evidence → |
| Interest expense | 4,899,000 | USD | evidence → |
| Net interest income | 9,560,000 | USD | evidence → |
| Noninterest income | 1,432,000 | USD | evidence → |
| Noninterest expense | 8,773,000 | USD | evidence → |
| Provision for loan losses | 12,849,000 | USD | evidence → |
| Pretax income | -10,450,000 | USD | evidence → |
| Income tax | -4,171,000 | USD | evidence → |
| Net income | -6,249,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,586,000 | USD | evidence → |
| Total capital | 25,278,000 | USD | evidence → |
| Risk-weighted assets | 211,470,000 | USD | evidence → |