Call report 2009Q1
HIGHLANDS INDEPENDENT BANK — 2009Q1
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 332,258,000 | USD | evidence → |
| Total loans | 215,783,000 | USD | evidence → |
| Allowance for loan losses | 5,675,000 | USD | evidence → |
| Securities available for sale | 65,225,000 | USD | evidence → |
| Securities held to maturity | 11,339,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 283,452,000 | USD | evidence → |
| Interest-bearing deposits | 234,237,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,215,000 | USD | evidence → |
| Equity capital | 33,648,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,663,000 | USD | evidence → |
| Interest expense | 1,389,000 | USD | evidence → |
| Net interest income | 2,274,000 | USD | evidence → |
| Noninterest income | 429,000 | USD | evidence → |
| Noninterest expense | 2,201,000 | USD | evidence → |
| Provision for loan losses | 1,457,000 | USD | evidence → |
| Pretax income | -955,000 | USD | evidence → |
| Income tax | -419,000 | USD | evidence → |
| Net income | -536,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,980,000 | USD | evidence → |
| Total capital | 35,808,000 | USD | evidence → |
| Risk-weighted assets | 223,437,000 | USD | evidence → |