Call report 2008Q4
HIGHLANDS INDEPENDENT BANK — 2008Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 311,902,000 | USD | evidence → |
| Total loans | 220,983,000 | USD | evidence → |
| Allowance for loan losses | 4,220,000 | USD | evidence → |
| Securities available for sale | 45,067,000 | USD | evidence → |
| Securities held to maturity | 11,340,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,168,000 | USD | evidence → |
| Interest-bearing deposits | 221,353,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,815,000 | USD | evidence → |
| Equity capital | 27,469,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,611,000 | USD | evidence → |
| Interest expense | 7,304,000 | USD | evidence → |
| Net interest income | 10,307,000 | USD | evidence → |
| Noninterest income | 1,831,000 | USD | evidence → |
| Noninterest expense | 8,672,000 | USD | evidence → |
| Provision for loan losses | 3,584,000 | USD | evidence → |
| Pretax income | -118,000 | USD | evidence → |
| Income tax | -285,000 | USD | evidence → |
| Net income | 167,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,915,000 | USD | evidence → |
| Total capital | 29,727,000 | USD | evidence → |
| Risk-weighted assets | 223,471,000 | USD | evidence → |