Call report 2008Q1
HIGHLANDS INDEPENDENT BANK — 2008Q1
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 319,126,000 | USD | evidence → |
| Total loans | 217,139,000 | USD | evidence → |
| Allowance for loan losses | 3,077,000 | USD | evidence → |
| Securities available for sale | 42,283,000 | USD | evidence → |
| Securities held to maturity | 11,022,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 288,449,000 | USD | evidence → |
| Interest-bearing deposits | 235,256,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,193,000 | USD | evidence → |
| Equity capital | 27,785,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,781,000 | USD | evidence → |
| Interest expense | 2,140,000 | USD | evidence → |
| Net interest income | 2,641,000 | USD | evidence → |
| Noninterest income | 611,000 | USD | evidence → |
| Noninterest expense | 2,201,000 | USD | evidence → |
| Provision for loan losses | 100,000 | USD | evidence → |
| Pretax income | 951,000 | USD | evidence → |
| Income tax | 303,000 | USD | evidence → |
| Net income | 648,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,393,000 | USD | evidence → |
| Total capital | 30,233,000 | USD | evidence → |
| Risk-weighted assets | 226,722,000 | USD | evidence → |