Call report 2008Q2
HIGHLANDS INDEPENDENT BANK — 2008Q2
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 310,870,000 | USD | evidence → |
| Total loans | 216,753,000 | USD | evidence → |
| Allowance for loan losses | 2,905,000 | USD | evidence → |
| Securities available for sale | 49,996,000 | USD | evidence → |
| Securities held to maturity | 11,342,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,533,000 | USD | evidence → |
| Interest-bearing deposits | 230,269,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,264,000 | USD | evidence → |
| Equity capital | 27,774,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,253,000 | USD | evidence → |
| Interest expense | 4,030,000 | USD | evidence → |
| Net interest income | 5,223,000 | USD | evidence → |
| Noninterest income | 1,167,000 | USD | evidence → |
| Noninterest expense | 4,409,000 | USD | evidence → |
| Provision for loan losses | 175,000 | USD | evidence → |
| Pretax income | 1,806,000 | USD | evidence → |
| Income tax | 566,000 | USD | evidence → |
| Net income | 1,240,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,984,000 | USD | evidence → |
| Total capital | 30,799,000 | USD | evidence → |
| Risk-weighted assets | 225,240,000 | USD | evidence → |