Call report 2007Q4
HIGHLANDS INDEPENDENT BANK — 2007Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 304,327,000 | USD | evidence → |
| Total loans | 221,432,000 | USD | evidence → |
| Allowance for loan losses | 3,005,000 | USD | evidence → |
| Securities available for sale | 42,690,000 | USD | evidence → |
| Securities held to maturity | 11,024,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 272,502,000 | USD | evidence → |
| Interest-bearing deposits | 221,697,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,805,000 | USD | evidence → |
| Equity capital | 26,752,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,323,000 | USD | evidence → |
| Interest expense | 9,121,000 | USD | evidence → |
| Net interest income | 12,202,000 | USD | evidence → |
| Noninterest income | 3,429,000 | USD | evidence → |
| Noninterest expense | 8,896,000 | USD | evidence → |
| Provision for loan losses | 1,385,000 | USD | evidence → |
| Pretax income | 5,350,000 | USD | evidence → |
| Income tax | 1,837,000 | USD | evidence → |
| Net income | 3,513,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,745,000 | USD | evidence → |
| Total capital | 29,581,000 | USD | evidence → |
| Risk-weighted assets | 226,816,000 | USD | evidence → |