Call report 2007Q3
HIGHLANDS INDEPENDENT BANK — 2007Q3
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2007Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 305,552,000 | USD | evidence → |
| Total loans | 214,211,000 | USD | evidence → |
| Allowance for loan losses | 2,211,000 | USD | evidence → |
| Securities available for sale | 45,882,000 | USD | evidence → |
| Securities held to maturity | 11,025,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 277,233,000 | USD | evidence → |
| Interest-bearing deposits | 223,907,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,326,000 | USD | evidence → |
| Equity capital | 26,063,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,175,000 | USD | evidence → |
| Interest expense | 6,867,000 | USD | evidence → |
| Net interest income | 9,308,000 | USD | evidence → |
| Noninterest income | 2,713,000 | USD | evidence → |
| Noninterest expense | 6,896,000 | USD | evidence → |
| Provision for loan losses | 410,000 | USD | evidence → |
| Pretax income | 4,715,000 | USD | evidence → |
| Income tax | 1,652,000 | USD | evidence → |
| Net income | 3,063,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 26,285,000 | USD | evidence → |
| Total capital | 28,496,000 | USD | evidence → |
| Risk-weighted assets | 223,068,000 | USD | evidence → |