Call report 2007Q2
HIGHLANDS INDEPENDENT BANK — 2007Q2
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2007Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,824,000 | USD | evidence → |
| Total loans | 213,464,000 | USD | evidence → |
| Allowance for loan losses | 2,392,000 | USD | evidence → |
| Securities available for sale | 45,017,000 | USD | evidence → |
| Securities held to maturity | 8,421,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 287,443,000 | USD | evidence → |
| Interest-bearing deposits | 227,308,000 | USD | evidence → |
| Noninterest-bearing deposits | 60,135,000 | USD | evidence → |
| Equity capital | 24,840,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,740,000 | USD | evidence → |
| Interest expense | 4,462,000 | USD | evidence → |
| Net interest income | 6,278,000 | USD | evidence → |
| Noninterest income | 2,036,000 | USD | evidence → |
| Noninterest expense | 4,786,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 3,378,000 | USD | evidence → |
| Income tax | 1,199,000 | USD | evidence → |
| Net income | 2,179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,400,000 | USD | evidence → |
| Total capital | 27,792,000 | USD | evidence → |
| Risk-weighted assets | 223,665,000 | USD | evidence → |