Call report 2007Q1
HIGHLANDS INDEPENDENT BANK — 2007Q1
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2007Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 309,290,000 | USD | evidence → |
| Total loans | 215,101,000 | USD | evidence → |
| Allowance for loan losses | 2,369,000 | USD | evidence → |
| Securities available for sale | 40,054,000 | USD | evidence → |
| Securities held to maturity | 6,242,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 282,623,000 | USD | evidence → |
| Interest-bearing deposits | 223,463,000 | USD | evidence → |
| Noninterest-bearing deposits | 59,160,000 | USD | evidence → |
| Equity capital | 23,988,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,204,000 | USD | evidence → |
| Interest expense | 2,136,000 | USD | evidence → |
| Net interest income | 3,068,000 | USD | evidence → |
| Noninterest income | 1,158,000 | USD | evidence → |
| Noninterest expense | 2,432,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | 1,719,000 | USD | evidence → |
| Income tax | 615,000 | USD | evidence → |
| Net income | 1,104,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,325,000 | USD | evidence → |
| Total capital | 26,694,000 | USD | evidence → |
| Risk-weighted assets | 222,391,000 | USD | evidence → |