Call report 2003Q3
HIGHLANDS INDEPENDENT BANK — 2003Q3
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2003Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,519,000 | USD | evidence → |
| Total loans | 111,414,000 | USD | evidence → |
| Allowance for loan losses | 1,008,000 | USD | evidence → |
| Securities available for sale | 30,727,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,943,000 | USD | evidence → |
| Interest-bearing deposits | 126,195,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,748,000 | USD | evidence → |
| Equity capital | 11,666,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,034,000 | USD | evidence → |
| Interest expense | 1,580,000 | USD | evidence → |
| Net interest income | 4,454,000 | USD | evidence → |
| Noninterest income | 1,357,000 | USD | evidence → |
| Noninterest expense | 3,983,000 | USD | evidence → |
| Provision for loan losses | 180,000 | USD | evidence → |
| Pretax income | 1,665,000 | USD | evidence → |
| Income tax | 607,000 | USD | evidence → |
| Net income | 1,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,529,000 | USD | evidence → |
| Total capital | 12,537,000 | USD | evidence → |
| Risk-weighted assets | 122,182,000 | USD | evidence → |