Call report 2003Q2
HIGHLANDS INDEPENDENT BANK — 2003Q2
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2003Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 169,080,000 | USD | evidence → |
| Total loans | 98,865,000 | USD | evidence → |
| Allowance for loan losses | 954,000 | USD | evidence → |
| Securities available for sale | 32,433,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 156,670,000 | USD | evidence → |
| Interest-bearing deposits | 119,854,000 | USD | evidence → |
| Noninterest-bearing deposits | 36,816,000 | USD | evidence → |
| Equity capital | 11,493,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,032,000 | USD | evidence → |
| Interest expense | 1,092,000 | USD | evidence → |
| Net interest income | 2,940,000 | USD | evidence → |
| Noninterest income | 883,000 | USD | evidence → |
| Noninterest expense | 2,629,000 | USD | evidence → |
| Provision for loan losses | 120,000 | USD | evidence → |
| Pretax income | 1,074,000 | USD | evidence → |
| Income tax | 394,000 | USD | evidence → |
| Net income | 680,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,271,000 | USD | evidence → |
| Total capital | 12,225,000 | USD | evidence → |
| Risk-weighted assets | 111,112,000 | USD | evidence → |