Call report 2003Q4
HIGHLANDS INDEPENDENT BANK — 2003Q4
The 22 measures HIGHLANDS INDEPENDENT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 183,251,000 | USD | evidence → |
| Total loans | 122,421,000 | USD | evidence → |
| Allowance for loan losses | 1,052,000 | USD | evidence → |
| Securities available for sale | 33,600,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,420,000 | USD | evidence → |
| Interest-bearing deposits | 129,427,000 | USD | evidence → |
| Noninterest-bearing deposits | 40,993,000 | USD | evidence → |
| Equity capital | 11,911,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,186,000 | USD | evidence → |
| Interest expense | 2,066,000 | USD | evidence → |
| Net interest income | 6,120,000 | USD | evidence → |
| Noninterest income | 1,895,000 | USD | evidence → |
| Noninterest expense | 5,374,000 | USD | evidence → |
| Provision for loan losses | 240,000 | USD | evidence → |
| Pretax income | 2,436,000 | USD | evidence → |
| Income tax | 882,000 | USD | evidence → |
| Net income | 1,554,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,785,000 | USD | evidence → |
| Total capital | 12,837,000 | USD | evidence → |
| Risk-weighted assets | 128,917,000 | USD | evidence → |