Call report 2013Q1
VISALIA COMMUNITY BANK — 2013Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2013Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,669,000 | USD | evidence → |
| Total loans | 122,596,000 | USD | evidence → |
| Allowance for loan losses | 3,277,000 | USD | evidence → |
| Securities available for sale | 15,596,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,698,000 | USD | evidence → |
| Interest-bearing deposits | 121,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 55,068,000 | USD | evidence → |
| Equity capital | 18,737,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,777,000 | USD | evidence → |
| Interest expense | 86,000 | USD | evidence → |
| Net interest income | 1,691,000 | USD | evidence → |
| Noninterest income | 494,000 | USD | evidence → |
| Noninterest expense | 2,052,000 | USD | evidence → |
| Provision for loan losses | 147,000 | USD | evidence → |
| Pretax income | -14,000 | USD | evidence → |
| Income tax | -29,000 | USD | evidence → |
| Net income | 15,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,028,000 | USD | evidence → |
| Total capital | 18,751,000 | USD | evidence → |
| Risk-weighted assets | 136,252,000 | USD | evidence → |