Call report 2013Q2
VISALIA COMMUNITY BANK — 2013Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2013Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,465,000 | USD | evidence → |
| Total loans | 118,489,000 | USD | evidence → |
| Allowance for loan losses | 2,722,000 | USD | evidence → |
| Securities available for sale | 14,831,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,206,000 | USD | evidence → |
| Interest-bearing deposits | 120,841,000 | USD | evidence → |
| Noninterest-bearing deposits | 53,365,000 | USD | evidence → |
| Equity capital | 17,589,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,483,000 | USD | evidence → |
| Interest expense | 161,000 | USD | evidence → |
| Net interest income | 3,322,000 | USD | evidence → |
| Noninterest income | 744,000 | USD | evidence → |
| Noninterest expense | 5,368,000 | USD | evidence → |
| Provision for loan losses | 298,000 | USD | evidence → |
| Pretax income | -1,600,000 | USD | evidence → |
| Income tax | -564,000 | USD | evidence → |
| Net income | -1,036,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 15,976,000 | USD | evidence → |
| Total capital | 17,655,000 | USD | evidence → |
| Risk-weighted assets | 133,286,000 | USD | evidence → |