Call report 2012Q4
VISALIA COMMUNITY BANK — 2012Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 199,787,000 | USD | evidence → |
| Total loans | 123,326,000 | USD | evidence → |
| Allowance for loan losses | 3,112,000 | USD | evidence → |
| Securities available for sale | 16,212,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,520,000 | USD | evidence → |
| Interest-bearing deposits | 121,028,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,491,000 | USD | evidence → |
| Equity capital | 18,723,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,424,000 | USD | evidence → |
| Interest expense | 397,000 | USD | evidence → |
| Net interest income | 7,027,000 | USD | evidence → |
| Noninterest income | 2,152,000 | USD | evidence → |
| Noninterest expense | 8,257,000 | USD | evidence → |
| Provision for loan losses | 834,000 | USD | evidence → |
| Pretax income | 88,000 | USD | evidence → |
| Income tax | -60,000 | USD | evidence → |
| Net income | 148,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,828,000 | USD | evidence → |
| Total capital | 19,570,000 | USD | evidence → |
| Risk-weighted assets | 137,957,000 | USD | evidence → |