Call report 2012Q3
VISALIA COMMUNITY BANK — 2012Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,373,000 | USD | evidence → |
| Total loans | 125,155,000 | USD | evidence → |
| Allowance for loan losses | 3,033,000 | USD | evidence → |
| Securities available for sale | 16,907,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,288,000 | USD | evidence → |
| Interest-bearing deposits | 119,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,834,000 | USD | evidence → |
| Equity capital | 18,825,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,583,000 | USD | evidence → |
| Interest expense | 304,000 | USD | evidence → |
| Net interest income | 5,279,000 | USD | evidence → |
| Noninterest income | 1,612,000 | USD | evidence → |
| Noninterest expense | 5,904,000 | USD | evidence → |
| Provision for loan losses | 685,000 | USD | evidence → |
| Pretax income | 302,000 | USD | evidence → |
| Income tax | 50,000 | USD | evidence → |
| Net income | 252,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,932,000 | USD | evidence → |
| Total capital | 19,690,000 | USD | evidence → |
| Risk-weighted assets | 139,362,000 | USD | evidence → |