Call report 2012Q2
VISALIA COMMUNITY BANK — 2012Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2012Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 201,861,000 | USD | evidence → |
| Total loans | 126,145,000 | USD | evidence → |
| Allowance for loan losses | 3,126,000 | USD | evidence → |
| Securities available for sale | 19,372,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 175,806,000 | USD | evidence → |
| Interest-bearing deposits | 125,183,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,624,000 | USD | evidence → |
| Equity capital | 18,948,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,792,000 | USD | evidence → |
| Interest expense | 208,000 | USD | evidence → |
| Net interest income | 3,584,000 | USD | evidence → |
| Noninterest income | 1,088,000 | USD | evidence → |
| Noninterest expense | 3,878,000 | USD | evidence → |
| Provision for loan losses | 294,000 | USD | evidence → |
| Pretax income | 500,000 | USD | evidence → |
| Income tax | 157,000 | USD | evidence → |
| Net income | 343,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,091,000 | USD | evidence → |
| Total capital | 19,867,000 | USD | evidence → |
| Risk-weighted assets | 140,721,000 | USD | evidence → |