Call report 2010Q3
VISALIA COMMUNITY BANK — 2010Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2010Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 197,371,000 | USD | evidence → |
| Total loans | 134,426,000 | USD | evidence → |
| Allowance for loan losses | 3,355,000 | USD | evidence → |
| Securities available for sale | 1,831,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 168,448,000 | USD | evidence → |
| Interest-bearing deposits | 117,844,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,604,000 | USD | evidence → |
| Equity capital | 18,017,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,328,000 | USD | evidence → |
| Interest expense | 883,000 | USD | evidence → |
| Net interest income | 5,445,000 | USD | evidence → |
| Noninterest income | 2,110,000 | USD | evidence → |
| Noninterest expense | 6,401,000 | USD | evidence → |
| Provision for loan losses | 1,180,000 | USD | evidence → |
| Pretax income | -26,000 | USD | evidence → |
| Income tax | -72,000 | USD | evidence → |
| Net income | 46,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,639,000 | USD | evidence → |
| Total capital | 19,543,000 | USD | evidence → |
| Risk-weighted assets | 150,831,000 | USD | evidence → |