Call report 2010Q2
VISALIA COMMUNITY BANK — 2010Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2010Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,940,000 | USD | evidence → |
| Total loans | 136,036,000 | USD | evidence → |
| Allowance for loan losses | 3,308,000 | USD | evidence → |
| Securities available for sale | 1,822,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,608,000 | USD | evidence → |
| Interest-bearing deposits | 118,641,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,966,000 | USD | evidence → |
| Equity capital | 17,826,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,232,000 | USD | evidence → |
| Interest expense | 609,000 | USD | evidence → |
| Net interest income | 3,623,000 | USD | evidence → |
| Noninterest income | 1,420,000 | USD | evidence → |
| Noninterest expense | 4,320,000 | USD | evidence → |
| Provision for loan losses | 1,025,000 | USD | evidence → |
| Pretax income | -302,000 | USD | evidence → |
| Income tax | -165,000 | USD | evidence → |
| Net income | -137,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,151,000 | USD | evidence → |
| Total capital | 19,062,000 | USD | evidence → |
| Risk-weighted assets | 151,084,000 | USD | evidence → |