Call report 2010Q1
VISALIA COMMUNITY BANK — 2010Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2010Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 195,616,000 | USD | evidence → |
| Total loans | 141,928,000 | USD | evidence → |
| Allowance for loan losses | 3,074,000 | USD | evidence → |
| Securities available for sale | 2,831,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 167,741,000 | USD | evidence → |
| Interest-bearing deposits | 118,446,000 | USD | evidence → |
| Noninterest-bearing deposits | 49,295,000 | USD | evidence → |
| Equity capital | 17,733,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,113,000 | USD | evidence → |
| Interest expense | 322,000 | USD | evidence → |
| Net interest income | 1,791,000 | USD | evidence → |
| Noninterest income | 701,000 | USD | evidence → |
| Noninterest expense | 2,175,000 | USD | evidence → |
| Provision for loan losses | 703,000 | USD | evidence → |
| Pretax income | -386,000 | USD | evidence → |
| Income tax | -184,000 | USD | evidence → |
| Net income | -202,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,873,000 | USD | evidence → |
| Total capital | 18,874,000 | USD | evidence → |
| Risk-weighted assets | 159,009,000 | USD | evidence → |