Call report 2009Q4
VISALIA COMMUNITY BANK — 2009Q4
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,590,000 | USD | evidence → |
| Total loans | 143,745,000 | USD | evidence → |
| Allowance for loan losses | 2,849,000 | USD | evidence → |
| Securities available for sale | 3,339,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 164,277,000 | USD | evidence → |
| Interest-bearing deposits | 118,765,000 | USD | evidence → |
| Noninterest-bearing deposits | 45,511,000 | USD | evidence → |
| Equity capital | 16,361,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,045,000 | USD | evidence → |
| Interest expense | 1,893,000 | USD | evidence → |
| Net interest income | 7,152,000 | USD | evidence → |
| Noninterest income | 2,882,000 | USD | evidence → |
| Noninterest expense | 8,410,000 | USD | evidence → |
| Provision for loan losses | 3,701,000 | USD | evidence → |
| Pretax income | -2,085,000 | USD | evidence → |
| Income tax | -951,000 | USD | evidence → |
| Net income | -1,134,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,331,000 | USD | evidence → |
| Total capital | 18,361,000 | USD | evidence → |
| Risk-weighted assets | 161,551,000 | USD | evidence → |