Call report 2009Q3
VISALIA COMMUNITY BANK — 2009Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2009Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 203,001,000 | USD | evidence → |
| Total loans | 146,102,000 | USD | evidence → |
| Allowance for loan losses | 3,896,000 | USD | evidence → |
| Securities available for sale | 4,361,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 172,435,000 | USD | evidence → |
| Interest-bearing deposits | 120,867,000 | USD | evidence → |
| Noninterest-bearing deposits | 51,568,000 | USD | evidence → |
| Equity capital | 16,365,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,786,000 | USD | evidence → |
| Interest expense | 1,514,000 | USD | evidence → |
| Net interest income | 5,272,000 | USD | evidence → |
| Noninterest income | 2,105,000 | USD | evidence → |
| Noninterest expense | 6,276,000 | USD | evidence → |
| Provision for loan losses | 3,173,000 | USD | evidence → |
| Pretax income | -2,080,000 | USD | evidence → |
| Income tax | -938,000 | USD | evidence → |
| Net income | -1,142,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,322,000 | USD | evidence → |
| Total capital | 18,391,000 | USD | evidence → |
| Risk-weighted assets | 163,642,000 | USD | evidence → |