Call report 2009Q2
VISALIA COMMUNITY BANK — 2009Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 200,027,000 | USD | evidence → |
| Total loans | 144,436,000 | USD | evidence → |
| Allowance for loan losses | 2,767,000 | USD | evidence → |
| Securities available for sale | 5,621,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 169,072,000 | USD | evidence → |
| Interest-bearing deposits | 120,648,000 | USD | evidence → |
| Noninterest-bearing deposits | 48,424,000 | USD | evidence → |
| Equity capital | 16,850,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,470,000 | USD | evidence → |
| Interest expense | 1,052,000 | USD | evidence → |
| Net interest income | 3,418,000 | USD | evidence → |
| Noninterest income | 1,385,000 | USD | evidence → |
| Noninterest expense | 4,189,000 | USD | evidence → |
| Provision for loan losses | 1,815,000 | USD | evidence → |
| Pretax income | -1,209,000 | USD | evidence → |
| Income tax | -552,000 | USD | evidence → |
| Net income | -657,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,807,000 | USD | evidence → |
| Total capital | 18,872,000 | USD | evidence → |
| Risk-weighted assets | 164,447,000 | USD | evidence → |