Call report 2009Q1
VISALIA COMMUNITY BANK — 2009Q1
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2009Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 204,869,000 | USD | evidence → |
| Total loans | 138,483,000 | USD | evidence → |
| Allowance for loan losses | 3,864,000 | USD | evidence → |
| Securities available for sale | 8,033,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 173,757,000 | USD | evidence → |
| Interest-bearing deposits | 120,908,000 | USD | evidence → |
| Noninterest-bearing deposits | 52,849,000 | USD | evidence → |
| Equity capital | 16,818,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,217,000 | USD | evidence → |
| Interest expense | 563,000 | USD | evidence → |
| Net interest income | 1,654,000 | USD | evidence → |
| Noninterest income | 674,000 | USD | evidence → |
| Noninterest expense | 2,090,000 | USD | evidence → |
| Provision for loan losses | 1,501,000 | USD | evidence → |
| Pretax income | -1,271,000 | USD | evidence → |
| Income tax | -551,000 | USD | evidence → |
| Net income | -720,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,744,000 | USD | evidence → |
| Total capital | 18,751,000 | USD | evidence → |
| Risk-weighted assets | 158,642,000 | USD | evidence → |