Call report 2008Q2
VISALIA COMMUNITY BANK — 2008Q2
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2008Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 186,258,000 | USD | evidence → |
| Total loans | 139,737,000 | USD | evidence → |
| Allowance for loan losses | 1,880,000 | USD | evidence → |
| Securities available for sale | 12,892,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 157,400,000 | USD | evidence → |
| Interest-bearing deposits | 107,159,000 | USD | evidence → |
| Noninterest-bearing deposits | 50,240,000 | USD | evidence → |
| Equity capital | 17,349,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,611,000 | USD | evidence → |
| Interest expense | 1,089,000 | USD | evidence → |
| Net interest income | 4,522,000 | USD | evidence → |
| Noninterest income | 1,506,000 | USD | evidence → |
| Noninterest expense | 4,129,000 | USD | evidence → |
| Provision for loan losses | 308,000 | USD | evidence → |
| Pretax income | 1,591,000 | USD | evidence → |
| Income tax | 599,000 | USD | evidence → |
| Net income | 992,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,300,000 | USD | evidence → |
| Total capital | 19,217,000 | USD | evidence → |
| Risk-weighted assets | 162,518,000 | USD | evidence → |