Call report 2008Q3
VISALIA COMMUNITY BANK — 2008Q3
The 22 measures VISALIA COMMUNITY BANK reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 202,447,000 | USD | evidence → |
| Total loans | 147,081,000 | USD | evidence → |
| Allowance for loan losses | 1,994,000 | USD | evidence → |
| Securities available for sale | 12,644,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 170,913,000 | USD | evidence → |
| Interest-bearing deposits | 113,341,000 | USD | evidence → |
| Noninterest-bearing deposits | 57,573,000 | USD | evidence → |
| Equity capital | 17,632,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,315,000 | USD | evidence → |
| Interest expense | 1,587,000 | USD | evidence → |
| Net interest income | 6,728,000 | USD | evidence → |
| Noninterest income | 2,285,000 | USD | evidence → |
| Noninterest expense | 6,262,000 | USD | evidence → |
| Provision for loan losses | 568,000 | USD | evidence → |
| Pretax income | 2,183,000 | USD | evidence → |
| Income tax | 815,000 | USD | evidence → |
| Net income | 1,368,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,562,000 | USD | evidence → |
| Total capital | 19,597,000 | USD | evidence → |
| Risk-weighted assets | 171,667,000 | USD | evidence → |